Protect Yourself from False Alarm Scams
In an age where technology connects us more than ever, scammers are constantly finding new and innovative ways to exploit unsuspecting individuals. One such devious tactic involves scammers using false blaring alarms to create a sense of urgency and panic, prompting people to call them for supposed assistance. In this blog, we will explore the mechanics of this scam, discuss potential consequences, and provide practical tips on how to stop and prevent falling victim to these fraudulent schemes.
The False Alarm Scam:
False alarm scams typically begin with scammers sending out alarming messages most often when you open apps on your computer, but they can happen via phone calls, text messages, or emails. These messages often claim that there is an urgent issue with the recipient's bank account, social security number, or other critical personal information. To add a layer of urgency, scammers may use tactics such as loud alarms, flashing screens, urgent-sounding recorded messages, or even threats of legal action to create a heightened sense of panic.
The Consequences:
Those who fall prey to false alarm scams may suffer a range of consequences, including financial loss, identity theft, and emotional distress. Scammers often exploit the fear and panic induced by false alarms to trick individuals into disclosing sensitive information, such as passwords or credit card details. In some cases, scammers try to have their targets give them remote access to their computers, or unwittingly download malware onto their devices, further compromising their security.
How to Stop False Alarm Scams:
Remain Calm: When faced with an alarming message or a blaring alarm, the first and most crucial step is to remain calm. Scammers rely on panic to cloud judgment, so take a moment to collect yourself before taking any action. They are not in your computer, not yet. Delete the alert and/or turn off your computer. That is the opposite of what they will be telling you to do. Do not call any number they show or click on any link within the flashing, alert window. You may have to hold your ESC key down to get the flashing to stop, then you can just close the window. To force shutdown, select the Ctrl-Alt-Delete keys all at once. On a Mac, just hold down the power key.
Verify the Source: Do not click on links or open attachments in emails or text messages that you weren’t expecting. Ever. Never trust unsolicited messages or calls, especially those that claim to be urgent. Verify the legitimacy of the communication by contacting the purported sender directly using official contact information that you find independently - not from the email or text. For example, you would want to open the account referenced on a new browser window and check if there are any legitimate messages there, or Google the phone number and call them. Do not use the contact details provided in the suspicious message. Remember too that your bank or other accounts will never ask you for your pin or other sensitive data.
Enable Two-Factor Authentication: Protect your accounts by enabling two-factor authentication whenever possible. This adds an extra layer of security, making it more difficult for scammers to gain unauthorized access to your accounts, even if they have obtained your password.
Educate Yourself and Others: Stay informed about common scams and share this knowledge with friends and family. The more people are aware of these tactics, the less likely they are to fall victim to them.
Preventing False Alarm Scams:
Update Security Software: Regularly update your computer, smartphone, and other devices with the latest security patches and antivirus software. This helps protect against malware that scammers may use to compromise your system. If you used the easiest passwords you could for fear of forgetting them, you need to change them immediately - use upper and lower case letters, numbers, and a special character. It is okay to write this down at home - we are avoiding online scammers, they won't see it in your desk drawer. Another way is to use the letters of a sentence you will remember: Mcbi2wb4m! That is from the sentence, My Cat's Birthday Is 2 Weeks Before (4) Mine! I don’t have a cat but I certainly remember the password.
Report Suspicious Activity: If you receive a false alarm or suspect a scam, report it to your email platform and then report it to relevant authorities, such as your local law enforcement or the Federal Trade Commission (FTC). Reporting scams helps authorities track and take action against scammers.
STAY INFORMED AND STAY SAFE:
False alarm scams are a growing threat in the digital age, preying on individuals' fear and urgency. By staying informed, remaining calm, and implementing proactive security measures, you can protect yourself and others from falling victim to these deceptive schemes. Remember, an ounce of prevention is worth a pound of cure when it comes to safeguarding your personal information and financial well-being. Stay vigilant, stay informed, and stay safe.
If you have questions, please reach out: Margie@342mad.com